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Frequently Asked Questions

  1. How SAFE is Property as an Investment Vehicle today?
  2. With an oversupply of rental apartments in this and other Capital Cities, is it a good idea to Invest in Residential Real estate?
  3. My Financial Advisor doesn't suggest Property as part of his plan... why is that?
  4. How can my Children benefit in the Future?
  5. How can Property Investment reduce my home mortgage and save me many years and may Dollars in Payments?
  6. How can I use the Equity in my home to secure an Investment...What risks are involved?
  7. I don't have enough Superannuation for my future. How much will I need for my Lifestyle later in life?
  8. How can I help my Children afford to by Investments in the future?
  9. I only have a low Income... How much can I borrow for future Investments?
  10. We're only on a Pension... Can we do anything?
  11. What's the best way for me to protect my Future Lifestyle needs?
  12. We're only Renting. We don't have any assets. What should we do?
  13. I'm having trouble paying my Mortgage off...How can you help?
  14. We're not in a position to do anything. Can you help?
  15. I'm only in my 20's and on a low Income. How can I get started with Investment?
  16. How can I help my Parents pay for their mortgage now that they're not working anymore?
  17. I've read the Robert Kyosaki and Jan Somers Books including other Wealth Building type books and I'm still confused as to my next step towards Investment?  
  18. Job Security is my biggest Fear. When should I invest?
  19. My Partner's not keen on Investing. How can you help me?
  20. Do I really need 1 Million Dollars in Income producing assets for my future Lifestyle needs?

1. How SAFE is Property as an Investment Vehicle today?

History is always our best teacher with regard to future expectations of Property Investment. Current World Events have helped to clarify the security and liquidity of the Stock Market as a long term Investment in comparison to the Ownership of solid “Bricks and Mortar” security offered by Property. New Property purchasers are unlikely to match the required “Deposit Gap” or afford the Risks associated with other forms of Financial Investment. The Residential Rental Property Market has historically proved to be the most secure form of Investment. THE RENTAL MARKET has survived 3 world wars (at last count) and will continue to thrive as long as people need shelter. THE RENTAL MARKET has GROWN because of an ageing population .. increasing divorce rate .. and the price of available suburban land. Our Premier has been advised to prepare for a 50% rental market requirement by the year 2012 ... Somehow I can't see another 35,000 apartments being filled in the Docklands etc over the next 5 years.

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2. With an oversupply of rental apartments in this and other Capital Cities, is it a good idea to Invest in Residential Real estate?

All major Capital Cities are experiencing the same difficulties. Melbourne currently has a more realistic growth rate due to the factors of Ageing Population and Affordable Housing Accommodation. The Rental Market in Melbourne is extremely strong in a large number of areas and continues to prosper with substantial double digit growth in many suburban areas. We will reveal to you the major factors expressed in the “Housing and Lifestyle Census” (1996-2003) The facts will always reveal the true situation with regard to Residential Investment for the future. Researching in these areas of information is a vital factor in determining the future “performance” of any Residential Investment.

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3. My Financial Advisor doesn't suggest Property as part of his plan... why is that?

Financial advisors and Financial Planners are often paid by Commission from a number of Traders and Institutions which have a financial interests in the Sectors of the International share market. It is therefore unlikely that Residential Property Investment would be recommended by most. After all you need to be licensed to talk about Property. Did you know that there are only 200 Independent ACCOUNTANTS in the whole area of Melbourne?
Did you know that ACCOUNTANTS now have to hold a special Financial Planning license to talk about Investment? I personally know a number of Ex-Financial Advisors, Planners and Accountants who have now turned to Real Estate to secure their own Financial Future.

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4. How can my Children benefit in the Future?

The structuring of your Residential Property Investment will allow for both Children and Parents to receive long term Financial and Asset gains. At what stage of life will your children ever be able to afford to enter the Property Investment Market? If you had Invested in Property 15 to 20 years ago ... when you thought it was all over priced... and too expensive ... and in the wrong area ... 20 years ago, would you have bought an Investment in Williamstown or Werribee.... Frankston or Albert Park ... St.Albans or Essendon .. Berwick or Brighton. Most clients are suprised at discovering the facts regarding Investment. What financial position would your children be in now?

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5. How can Property Investment reduce my home mortgage and save me many years and may Dollars in Payments?

Investing while you have an existing Mortgage can reduce your Home Mortgage by many Years as a result of strategic planning and sound financial restructuring. The Income from your Investments will assist you to pay off your Home Mortgage faster. Yarrabank Solutions will show you how to set up the correct structure and sound Financial Investment Strategy to provide for your future Lifestyle needs. Because of my own huge Home Mortgage, I take pride in the information I acted on to become an Investor BECAUSE OF IT.

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6. How can I use the Equity in my home to secure an Investment...What risks are involved?

Using your Existing Equity in your Home is a safe and secure way to obtain more Investments. As the Investment asset grows in Value Currently DOUBLING EVERY 7 to 10 YEARS in most cases, Equity will be returned to add to your own Home Equity. LEARN HOW TO UTILISE O.P.M. to SECURE YOUR LIFESTYLE NEEDS. The chances of Real Estate value going down minimize any future risk. We will show you how to use O.P.M. (Other Peoples Money) to secure your OWN Financial Future.

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7. I don't have enough Superannuation for my future. How much will I need for my Lifestyle later in life?

Currently, your $300.000 Dollars of Superannuation would last you about 6.5 years. (based on spending of $40.000 per year) Based on the current Inflation rate and a MONTHLY Budget of $2500. Unless your Superannuation return can guarantee at least 8% growth per year, it is probably a good time to Invest in Property while you can still afford to do so. You’ll need at least $1.250.000 in Income producing assets to earn about $50.000 per year.

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8. How can I help my Children afford to by Investments in the future?

Your children will benefit from the Investment decisions you make today. They can share in new ownership structures which helps you to leverage into more Lifestyle opportunities for the Families future. The whole Family benefits with a well planned, SAFE and SECURE Portfolio Building strategy.

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9. I only have a low Income... How much can I borrow for future Investments?

We advise People on lower incomes to explore more creative strategies to obtaining Investment Property. Thinking outside the square .. and well beyond the limitations perceived by people ignorant of new opportunity. WARNING!!!!!! There are some Companies in the Financial Marketplace who will offer Loans to you without due diligence and responsibility to ensure your own Financial viability in the future. People on a lower Income should always be encouraged to pool available resources within the family circle and play it safe in all areas of future Investment.

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10. We're only on a Pension... Can we do anything?

There’s always a solution to this challenge. If you’re a “Baby Boomer” (like me) or on a pension, chances are that you will not have enough Superannuation to support your real needs in the future. The opportunity of resourceful creativity is available in your financial restructuring. CONTACT Yarrabank Solutions The worst decision you can make is to arrive at the conclusion that you can do nothing but rely on the Government to take care of your future needs. YES! That IS a $200 PER WEEK INCOME SOLUTION But, is it the right SOLUTION FOR YOU?

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11. What's the best way for me to protect my Future Lifestyle needs?

The best way to Plan for your future Lifestyle is to create a suitable A C T I O N P L A N
Put a realistic $Dollar value on your future Income needs. If a Pension Lifestyle is not what you’re after for the longer term. We’ll help you put a realistic PLAN in place to suit your EXISTING window of opportunity. If you currently have a $30.000 per year Lifestyle, you can put a PLAN in place to PROTECT that in the future?

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12. We're only Renting. We don't have any assets. What should we do?

If you’re currently RENTING and you don’t own any major assets you will soon discover that major Financial organisations will be very keen to help you get started to increase THEIR INCOME and YOUR LONG TERM DEBTS Some Companies have been known to lend to Tenants with their eyes wide shut. We suggest that a sound comprehensive structure should be in place to MAXIMISE your return and MINIMIZE your risks at all stages of your Investment planning. You could save many years of anguish and additional financial hardship in the future. As Asset Managers we place a HIGH VALUE on all the TENANTS and LANDLORDS under our Management care to ensure the best possible solution is always available.

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13. I'm having trouble paying my Mortgage off...How can you help?

We can help by understanding your needs and creating a program to help you fast track your Mortgage payments. There are many unique considerations which need to be taken into account to help secure your Investment potential in the future. The best time to start when your DESIRE and EXPECTATION meet to create the right PLAN for YOU!

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14. We're not in a position to do anything. Can you help?

Knowledge is the key You think you can do nothing at the moment because you don’t have the appropriate Income you think you need to secure an Investment.... OR
You think you may not have a Job or other Income available in the long term future. It’s important to understand clearly all the FACTORS regarding your own situation.
Look at your specific needs and realities from a new professional, objective and impersonal viewpoint. CALL US AT DOMAIN CHARTER ARRANGE YOUR FREE CONSULTATION ATTEND OUR UNIQUE EDUCATION SEMINARS Unless you’re accepting of a Pensioners lifestyle and the reliance of others to help you in the future, it’s a wise idea to take a fresh look at what you CAN DO now! If appropriate to your needs, we will point you in the right direction for your future.

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15. I'm only in my 20's and on a low Income. How can I get started with Investment?

Your FIRST INVESTMENT is the most important one. Acting on the right advice and setting up a sound financial foundation for your future is extremely important.
There's no experience like success to motivate the desire to experience more... the key to ensuring a good outcome is to obtain more I N F O R M A T I O N Reading Books is always a good way to begin understanding the process involved with all facets of Property Investment. BOOKS by Jan Somers. (she has written 6 books on the subject) You can read her story HERE WE PROVIDE ALL OUR CLIENTS WITH A FREE BOOK BY JAN SOMERS ... AS AN INTRODUCTION TO THE PROPERTY INVESTMENT PROCESS. YOU CAN EMAIL US NOW! and ORGANISE YOUR PERSONAL COMPLIMENTARY COPY. The support of Friends and Family may also be important to you. The most important thing you can do is to start SAFE and start SMALL. THE SECRET WORD IS : S T A R T ! We’ll advise you on the best strategies to put in place for your future Portfolio Plans.

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16. How can I help my Parents pay for their mortgage now that they're not working anymore?

If you’re paying Income Tax, you’ll be able to help yourself and your Parents well into the future. The Government Tax assessment Act provides you the opportunity to develop strategies to minimize the burden YOU place on them by becoming a 'self-funded RETIREE' . That's a lovely way of saying ... keep working well into your your 70's because we can't afford to house and feed you. We will show you how create an appropriate plan to suit your specific family needs. We can help you work towards a sound and productive Investment Plan with the support, encouragement and commitment of your Family members.

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17. I've read the Robert Kyosaki and Jan Somers Books including other Wealth Building type books and I'm still confused as to my next step towards Investment?

These authors also started building their future Portfolios with nothing except HOPE, BELIEF and DETERMINATION. We’ll show you how to get to the basics in order to get started. Ask us for your copy of "THE SCIENCE of GETTING RICH" Too much information, too soon can sometimes be challenging to People looking to Invest for the first time. The fundamental keys to becoming an Investor are published in all our recommended books. CHECK with US FOR DETAILS! Some very important ground rules and principles are provided to help you get started simply and safely. We will navigate you to the most appropriate action plan to suit your specific needs at this time.

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18. Job Security is my biggest Fear. When should I invest?

Worried about your Income? Relying on your Job or Business for your financial future? Our consultants are trained to provide you with the most appropriate advice in light of your specific needs and unique circumstances. Investment is about having FREEDOM of CHOICE! Obtaining the things you NEED Enjoying the LIFESTYLE you WANT We will always appropriately and honestly with regard to your own situation. Doing nothing  as a result of fear rumour and opinion should never be an option

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19. My Partner's not keen on Investing. How can you help me?

This issue has spawned the publishing of several books. Your personal relationships are extremely important. How you plan to meet your future Lifestyle needs must be clearly discussed and understood at some point in your life. We’re in the business of offering you vital information to help you create and obtain Freedom of Choice in the future. IT IS YOUR FUTURE! The more information you can gather to help you secure your Financial future, the better informed will be the members of your own Family. Positive forward planning decisions can only be made with complete disclosure of all the factors involved. If you don’t have ALL the information at your disposal, you may be missing the vital link inherent in your freedom to choose. Do not miss this opportunity to receive more information.
Phone or E-MAIL us NOW! and we'll arrange for one of our professional consultants to contact you FREE OF CHARGE or obligation.

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20. Do I really need 1 Million Dollars in Income producing assets for my future Lifestyle needs?

Your financial needs are best determined by your own needs and expectations. Your current available Income (after all costs). Your current spending habits. Your existing liabilities. The income derived from all your existing assets. Ask yourself what kind of Lifestyle you really want for yourself and your family. WE help you gain a clear and concise picture of your own possibilities. there's an old saying "If it's to BE it's up to ME!" (not the NEXT DOOR NEIGHBOUR, THE ACCOUNTANT, THE FINANCIAL PLANNER, BANK MANAGER or MOTHER IN LAW) Your future is in your hands Act NOW! Be prepared for the biggest and longest HOLIDAY of your LIFE!

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